If you have never been involved in a motor vehicle
accident before, consider yourself lucky. However, given the estimate that about
16,000,000 auto accidents occur every year in the United States, it is
likely one might happen to you eventually. What should you expect to happen
in the aftermath and how can you cope with the events that follow?
Below is a brief overview of what you can expect after being involved in
a motor vehicle accident:
Preserving evidence: Immediately after the accident, once you have made sure everyone is okay
or called for emergency medical assistance, if necessary, it is critical
to begin preserving evidence. This means taking as many pictures as possible
at the scene, such as photos of the damage done to the vehicles involved,
visible injuries, or any skid marks on the road. You should also dial
911 to ensure a police report is filed, which both your insurance company
and the at-fault party’s insurance company will require.
Injuries: Even if your injuries do not warrant a trip to the hospital in an ambulance,
this does not mean you should not seek medical assistance as soon as possible.
You might not be experiencing any negative symptoms, but many car accident
injuries do not present themselves right away, especially head injuries
or soft tissue injuries. Protect your health and your personal injury
claim by making it a priority to visit your doctor once it is appropriate
to leave the scene of the accident.
The insurance company: When speaking to the insurance adjuster of the at-fault party’s insurance
company, it is crucial that you do not divulge a vast amount of details.
In fact, at this point, it is only necessary to provide basic information,
such as your full name, address, and when and where the accident occurred.
You should not and are under no obligation to provide a recorded statement.
Politely decline any requests for more detailed information.
Negotiating with the insurance company: Once your personal injury attorney provides an estimate for what your
claim is worth, you can begin negotiating with the insurance company for
compensation that can cover all damages associated with the accident.
To support your settlement offer, you will have to provide copies of relevant
medical records, bills, and a statement from your employer regarding any
wage losses and missed time from work. Your personal injury attorney will
be able to negotiate on your behalf, but if the insurance company is obstinate
and refuses all reasonable proposals, your case will go to court where
a judge or jury will award you compensation if your case resolves in your favor.
Personal Injury Attorneys in Oneonta
At Scarzafava & Basdekis, our Oneonta
personal injury team is dedicated to speaking on behalf of the injured and ensuring they
receive the monetary compensation to which they are entitled. If you were
injured in an accident that was caused by the negligent and reckless actions
of another party, seek our legal assistance today. We will provide the
effective representation you need to get back on your feet.
Get started on your case today and call us at
(607) 229-1885 to schedule a free consultation with a knowledgeable member of our team.