A car accident can leave you shaken and unsure what to do next. The steps you take right after a crash can affect your health, insurance claim and legal rights.
Ensure safety and call for help
Your first priority is safety. Check yourself and others for injuries and call 911 if anyone may be hurt.
If your vehicle can move, pull it to the shoulder or another safe location. Turn on hazard lights and remain near the scene until emergency responders arrive.
New York law under Vehicle and Traffic Law § 600 requires drivers involved in accidents to stop and exchange identifying information. Under , drivers must stop, show identification and share insurance details after an accident.
Exchange information with other drivers
After you confirm everyone is safe, exchange key information with the other driver. Stick to basic facts and avoid discussing faults. Collect the following details:
- Driver name and contact information: Full name, phone number and address.
- Driver’s license number: Helps confirm the driver’s identity.
- Insurance company and policy number: Required for insurance claims.
- Vehicle details: License plate number, make and model.
Simple statements such as apologizing may later be interpreted as admitting fault. Limit the conversation to necessary information.
Document the accident scene
Strong documentation can help protect your claim. If you are able, gather evidence before leaving the scene. Try to capture the following details:
- Vehicle damage: Photos from several angles showing all visible damage.
- Road and traffic conditions: Skid marks, traffic signs and road hazards.
- Witness contact information: Names and phone numbers of people who saw the crash.
These details may help clarify what happened if insurance companies later dispute the facts.
Seek medical care and notify your insurer
Even if you feel fine, see a doctor as soon as possible. Some injuries may not show symptoms right away. Early medical records can help connect injuries to the accident.
You should also notify your insurance company promptly. New York uses a no-fault system, which means your policy may cover medical expenses and lost wages regardless of who caused the crash.
In most cases, you must submit a no-fault claim within 30 days.
Consider speaking with a personal injury attorney
Some accidents involve serious injuries, liability disputes or insurance challenges. In these situations, understanding your legal options may become important.
An attorney can review the facts of the accident and explain how New York law may apply to your situation.