Many states only require that drivers carry liability insurance. However, New York has a higher standard for insurance coverage than other states. Specifically, drivers need to carry a combination of both no-fault protection and liability coverage. Most people don't...
If you generally employ diligent safety practices when driving and you have adequate insurance coverage, you may feel like you don't need to worry much the risk of being involved in a crash. However, the liability insurance system used in New York means that you’ll...
After a car collision, many people experience external injuries: cuts, bruises or punctures. While it’s obvious that victims will have to seek medical treatment, some injuries may convince people otherwise. Many people experience internal injuries after an accident...
The choices that you make right after can have a big effect on your future. Your decisions, conversations and actions can support your right to claim compensation from the other party or may leave you fighting an uphill battle to cover even the most basic of expenses....
When you are involved in a serious collision, you need to know what you can do to get the help you need. Initially, your focus has to be on getting medical care, but after you do, the next step is to look into seeking compensation from the at-fault driver. There are a...
After you’re involved in an auto crash, one of the things you might do is post online to tell friends and family that you’re okay. Before you do that, it’s important for you to think carefully about how what you post could negatively influence your personal injury...
When there is an accident between two people, liability can get complicated. Even when the facts seem straightforward, there may be uncertainties or challenges that keep the process from running smoothly. This complication can increase greatly in an accident between a regular commuter and a commercial truck. There are far more variables, and the chain of liability can be unclear.…
When a car hits a pedestrian, the driver is not automatically at fault. Walkers are expected to obey traffic laws just like everyone else. Just because they are more vulnerable than a driver, they are not shielded from liability. In fact, a driver could even sue a badly injured pedestrian. Understanding the right of way is a big part of…
Drivers have a responsibility to always be alert and aware. If they are distracted, they could cause serious injury to themselves and others. There are specific laws designed to prevent distracted driving, most of them revolving around electronics use. With the cultural rise in cellphones, there are more and more cases of car accidents involving people texting or talking while…
A seatbelt is your best defense against drunk drivers and other dangers on the roadway. If you get into a car crash, your seatbelt will help keep you inside the vehicle, which is important because being ejected from a vehicle is almost always fatal. Seatbelts also work with other safety devices in your car, like airbags, to prevent more serious…